Your Questions About Increase Credit Score 200 Points http://bit.ly/qxAPBm Ruth asks…Increasing your credit score by 200 points in 90 days or less True or False?Have you or someone you know tried "adding age credit lines" or companies which claim to have a network of "good trade lines" in which one can use to add 200+ point to your credit score? I have heard of "piggy backing" which is perfecly leagle however I am sceptical about spending $2000 for a network of trade lines that don't esist........................No opinions please!Credit-Repair-Guy answers:False. It takes time to build your credit score. If it were that easy, everybody would be doing it.James asks…What is the best way to increase my credit score to 750?I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month?

What is the best way to get a quick credit score of 750 within a year?

Will getting a credit card with $10,000 limit and pay the 12% APR and monthly payment for it? How much credit score points will it give me for it?Credit-Repair-Guy answers:Your credit score is made up of the following:

Payment history - 35%
Amounts owed - 30%
Length of credit history - 15%
New credit - 10%
Types of credit used - 10%

It sounds like you're just beginning to establish your credit history; so the best thing you can do for yourself is to always pay your bills on time (that's 35% of your score).

Next, if you can get a credit card with a $10,000 limit (and only charge a little on it and pay it in full each month), that will help the 30% that is based on amounts owed (they want to see a small amount owed in relation to the total credit available to you).

The length of your credit history will take care of itself in time.

New credit (10% of your score) is generally bad, but obviously you need new credit at first. What they don't like is to see people opening up a bunch of new accounts because it might mean you're getting in over your head.

Finally, the last piece is types of credit